Josh Watson

Josh Watson is one of the top Retirement Planners with Universal Retirement.


After being a motivational speaker and small business entrepreneur, James started with the agency in 2015.  He and his team are responsible  to help cover multiple states, specializing in the sector involving teachers, public service (firefighters, police, medical, etc.), small business owners, and also the hard-working middle class.


At Universal Retirement, James combines his old fashioned work ethic and coaching background to help people and families of all financial levels to understand their pensions/retirement plans/401k’s, 403b’s, etc, to help plan for their retirement by building them a roadmap to get them to be financially successful.

Josh Watson

Josh currently specializes in helping teachers and their families in school districts in the following states: