A 401(k) plan is perhaps the most common employer sponsored retirement plan in the workplace today. These plans allow employees to contribute to a tax deferred savings plan. Some employers also match employee contributions to these plans, although it’s not always necessary.

401(k) plans can be a tremendous employee benefit plan, but often have hidden fees that detract from potential interest earnings.

Once an employee leaves their employer, their 401(k) typically has to be moved into an Individual Retirement Account (IRA). Do you have a 401(k) from a previous employer and you’re not sure what to do with it? Let us show you what options you have.

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“I have been so impressed with my IUL! I was able to borrow money from my fund, continue to make returns on my money in the fund, and then reinvest the money I borrowed to make astronomical returns! This has provided an amazing opportunity to leverage my investments into programs that fit my needs. I have since referred my closest friends to Universal Retirement. They take the time to walk through your strategy and objections to figure out what works for you!”

Larry White Jr.
Catalyst & Creator of Opportunities

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