Financial Professional

Hendra Wijaya

In the realm of investments, Hendra Wijaya, the founder of Perpetual Wealth Group, shares valuable insights based from more than 22 years of experience. His dedication to educating individuals and business owners on effective investment strategies, money management, and retirement solutions offers a practical and approachable perspective.


Hendra's approach focuses on helping people find money they are currently losing unknowingly and unnecessarily. Then using those dollars found to fortify their financial future without compromising their current lifestyle. He emphasizes, "There are only two ways to serve someone in the financial services business: One is to help people find better products that potentially pay higher returns that often require more risk. The second is to help them be more efficient with the resources they already have. I believe there is more opportunity to serve my clients by helping them avoid the losses than by picking the winners."


Hendra offers financial services focused on optimizing financial resources. Hendra notes, "The philosophy is to balance current lifestyle spending with future lifestyle needs."


A common challenge Hendra addresses is the misconception that investing is a suspiciously lucrative financial scheme or akin to gambling. To demystify these notions, he simplifies the investment process through fundamental questions: determining the required rate of return, understanding savings needs, estimating retirement age, and assessing potential lifestyle adjustments.


Retirement solutions are integral to a financial plan. Hendra emphasizes creating a balanced portfolio that offers liquidity, safety, flexibility, control, and tax advantages, ensuring long-term retirement planning aligns with individual goals.


A balanced portfolio also helps with navigating economic trends and market conditions, which insulates clients from undue risks while maximizing returns.


A key to financial success is identifying areas of unknowing and unnecessary financial loss, such as mortgage payments, taxes, retirement accounts (401k, 457b, 403b, IRA, SEP, etc), education funding, and major capital purchases. Hendra focuses on efficiency by helping clients maximize existing resources, emphasizing informed financial decisions based on individual circumstances.


Ultimately, he believes clients benefit not only from identifying potential gains but, crucially, from avoiding unnecessary losses. | (702) 504-2359

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